When you are in your 20’s or 30’s, you have ‘time’ and you can Save. As you mature and the ‘R’ word, Retirement, becomes prevalent in your vocabulary, you’ll come to terms with the fact that Investing requires expertise.
Ultimately you want to Win at Final Jeopardy. Acquire help if you don’t know the 61 Answers.
Note: “Weird Al” Yankovic didn’t win on Jeopardy.