Q. Can you Buy & Hold-Your-Breath for 12 years?
A. Probably not.
Nothing moves in a straight line, there are Bull periods. And there are Bear periods.
Within the CIC Course, the Commentary for Session 4 shows Buy&Rule since 1929. The main Session, and the Commentary, for Session 15 Rules Based Investing, explains Buy&Rule.
Or feel free to start with the Rules Based Investing page on the Trusted Wealth Professionals Navigation Bar.