In the last 5 years, 0 Funds beat the S&P500 Index (as of October 2016)
Fees affect net Performance, that’s the main reason why Funds don’t beat the Benchmark/Index The only item Canadian Investors’ can control is how much they pay to invest.
Rule: Train Coming, Time to get OFF the Tracks
Tactical Asset Allocation, en mass, can be an issue. There are a few publicly available funds that perform this method, but most often you’ll find this offering from the Advisors who serve the HNW marketplace.
Closet Mutual Funds: What’s the Active Share and Active Fee?
Active Share and Active Fee. If you can’t ascertain these yourself, you might want to start investing with ETFs. The only item investors can control is how much they are willing to pay for Fees.
Balanced Fund Fully Experiences 99% of Bear Markets
My apologies, a ‘fear’ headline. The point is that a Balanced Fund, with 60% Equities and 40% Fixed Income, is 99% correlated to the Stock Market. So you would fully participate in the Bears. And yes the Bulls as well. So, when the next Bear comes along, will you fully participate?
Bye Bye Bond Bubble
October 1st 2016 may mark the end of the 30 year (plus) run in the Bull Market for Bonds. 4Q16 is just starting and it looks like the Bank of Japan’s decision to not keep lowering interest rates may have signaled the end of the Bond Bull.
Low Rates = Low Growth?
Central banks are keeping interest rates nearly as low as they did after the deep cuts of late 2008 and early 2009. This hurts ‘savers’ and doesn’t always stimulate growth.
Bear-Think or Bull-Ride?
A Contrarian Thought: Do you follow the Street’s Analysts? Or do the Opposite? Or listen to the Retail Investors’ Sentiment?
To Bear or not to Bear
When do you become Bearish? And become concerned about Capital Preservation?
Habit 5 “Seek first to Understand before being Understood”
From Stephen Covey’s 7 Habits of Highly Effective People: Habit 5 “Seek first to Understand before being Understood”
Partial Delivery where “2 out of 3 isn’t good”
Meatloaf sang “Two out of Three Ain’t Bad”, but in communications, business or personal, you’re only get 2/3rds of the content delivery.
